PROTECT THE ACA
What has the ACA accomplished?
When the Patient Protection and Affordable Care Act (ACA) was implemented in 2014, approximately 20 million additional Americans received coverage. The ACA contains many popular provisions like Medicaid expansion, marketplace subsidies, protections for those with pre-existing conditions, and allowing young adults to stay on their parent’s health insurance plan until age 26. The ACA also named ten “essential health benefits” that all insurance plans must have, including things like preventative and wellness visits, maternity and newborn care, lab tests, and pediatric care. While these provisions are the ones most commonly associated with the ACA, there are several lesser known, but very important, protections that will be lost if the ACA is repealed.
What’s at risk?
In February 2018, Texas and a group of other states (including Tennessee) filed suit (Texas v. United States) against the federal government, arguing that the individual mandate provision of the ACA is unconstitutional after the Tax Cuts and Jobs Act set the shared responsibility payment at zero dollars. After the federal government declared that it would not defend the constitutionality of the ACA, another group of states led by California stepped in to defend the law. On July 9, 2019, the U.S. Court of Appeals for the 5th Circuit heard oral arguments in this case. On December 18, 2019, the court ruled that the individual mandate is unconstitutional and sent the case back to the Texas district court judge to decide whether the remaining provisions of the ACA are constitutional. The Supreme Court accepted the case (California v. Texas) and will hear oral arguments on November 10, 2020. The outcome of this case has the potential to dismantle the ACA, eliminating or drastically scaling back programs that offer coverage to hundreds of thousands of Tennesseans, including 40% of adult Tennesseans with pre-existing conditions.
The results of this lawsuit, if our leaders had their way, would be catastrophic. Before the ACA, insurance companies could – and often did – deny health insurance to millions of Americans with common conditions such as diabetes, asthma, cancer and even pregnancy. If the ACA was repealed, it would cause at least 526,000 Tennesseans and millions of people across the country (including children) to lose coverage, eliminate protections for pre-existing conditions, and cause prices to go up for everyone, especially older adults and women. The case continues to move forward despite the global pandemic and economic crisis.
PROTECT PEOPLE WITH
THE ACA CHANGES LIVES
For our clients and millions across the country, the Affordable Care Act is a critical safety net for their health. Throughout the years, the ACA has sustained attack after attack, and this moment is no different. Whether you or someone you know gained coverage they otherwise could not afford through the ACA, there is no denying the massive impact this program has had on this nation over the course of half a decade. Take a look at how the ACA helped our clients through the years, as we step into the future by learning from past experiences just how much we need to protect the ACA.
If you have been impacted by the ACA, we want to hear from you. Share your story by clicking on this link!