I am 29 years old and have always lived a very healthy lifestyle. I exercise, eat a heathy diet, and I am an avid runner. About six years ago, when I was 24, I entered graduate school at Vanderbilt University. Shortly after, I got really sick. I was always tired. I experienced migraine headaches, Fibromyalgia symptoms, brain fog, memory issues, and caught viruses really easily. Thanks to the ACA I could seek medical attention because I was still able to be covered by my parents’ insurance. At this time, the doctors thought that I was experiencing anxiety associated with being in graduate school.
After I graduate from graduate school, I went on my husband’s insurance. My husband was in the process of being ordained as a Methodist minister. Spouse insurance was very expensive, and I was working with a non-profit organization which did not offer insurance. I applied and received insurance through the Market Place. If it weren’t for the marketplace, I might not have been able to afford coverage.
I am very pleased with the insurance coverage I acquired through the Market Place. Medically, I was not feeling or doing any better. Doctors still didn’t know what was wrong with me but I was insured, which allowed me to keep seeing doctors to figure out what was wrong.
In November, I received a heart center and table-tilt test. The doctors now had a different perspective. They isolated a condition: Postural Orthostatic Tachycardia Syndrome (POTS). POTS is an autonomic condition that affects how heart and circulatory systems function. This explained my symptoms. POTS is a common, but “hidden” illness which often goes undiagnosed. The ACA covered the expense of the test, as it was a routine diagnostic exam. If it weren’t for the ACA, I would not have been able to afford this test and might have never been able to figure out why I was always feeling sick. I continue doctor visits at the Vanderbilt Health Center. If I could no longer afford my medical care, it would be detrimental to my health and employment, and my income would be severely impacted.
In February, the Market Place plan increased. The premium was increasing so much, that I could no longer afford the Market Place coverage. I am on my husband’s plan now, so we have one deductible. If the premiums decrease at the Market Place, I would return to it.
The ACA allowed me to figure out what was wrong and get the help I needed to be happy and successful. It is scary to think about where I would be if the ACA was not around at that time.
Emily is one of the 22+ million people who have benefited from Obamacare. If Obamacare has helped you, tell us your story! You call us at 615-846-4701 or share your story here.